{"id":33,"date":"2023-05-18T18:14:49","date_gmt":"2023-05-18T12:44:49","guid":{"rendered":"https:\/\/www.zonkerala.com\/blog\/?p=33"},"modified":"2023-05-18T18:14:49","modified_gmt":"2023-05-18T12:44:49","slug":"ksfe-fixed-deposit-kerala-interest-rates-how-to-open-features","status":"publish","type":"post","link":"https:\/\/www.zonkerala.com\/blog\/2023\/05\/ksfe-fixed-deposit-kerala-interest-rates-how-to-open-features\/","title":{"rendered":"KSFE Fixed Deposit Kerala : Interest Rates, How to Open, Features"},"content":{"rendered":"\n<p>KSFE Fixed Deposit is a financial instrument offered by Kerala State Financial Enterprises Limited (KSFE). It is a safe and secure investment option that offers a higher interest rate than most other investment options.<\/p>\n\n\n\n<p>The following are the key features of KSFE Fixed Deposits:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The minimum investment amount is \u20b9100.<\/li>\n\n\n\n<li>The maximum investment amount is \u20b910 lakhs.<\/li>\n\n\n\n<li>The interest rate is fixed for the entire tenure of the deposit.<\/li>\n\n\n\n<li>The tenure of the deposit can be from 30 days to 10 years.<\/li>\n\n\n\n<li>The interest is paid monthly.<\/li>\n\n\n\n<li>The deposit can be redeemed before maturity, but there will be a penalty for early redemption.<\/li>\n<\/ul>\n\n\n\n<p>The current interest rates for KSFE Fixed Deposits are as follows:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><th>* Tenure<\/th><th>Interest Rate (per annum)<\/th><\/tr><tr><td>30 days<\/td><td>3.25%<\/td><\/tr><tr><td>60 days<\/td><td>3.25%<\/td><\/tr><tr><td>90 days<\/td><td>3.25%<\/td><\/tr><tr><td>180 days<\/td><td>3.75%<\/td><\/tr><tr><td>364 days<\/td><td>4.50%<\/td><\/tr><tr><td>1 year<\/td><td>6.00%<\/td><\/tr><tr><td>2 years<\/td><td>6.50%<\/td><\/tr><tr><td>3 years<\/td><td>7.00%<\/td><\/tr><tr><td>4 years<\/td><td>7.25%<\/td><\/tr><tr><td>5 years<\/td><td>7.50%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>Senior citizens (above 60 years of age) are eligible for an additional interest of 0.50% per annum.<\/p>\n\n\n\n<p>To open a KSFE Fixed Deposit, you can visit any KSFE branch in Kerala. You will need to submit a filled-in application form along with your identity proof and proof of address.<\/p>\n\n\n\n<p>KSFE Fixed Deposits are a safe and secure investment option that offer a higher interest rate than most other investment options. If you are looking for a safe and secure investment option for your money, then KSFE Fixed Deposits can be a good option for you.<\/p>\n\n\n\n<p>Here are some of the benefits of investing in KSFE Fixed Deposits:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Safety and security: KSFE Fixed Deposits are backed by the Government of Kerala, which makes them a very safe investment option.<\/li>\n\n\n\n<li>Higher interest rates: KSFE Fixed Deposits offer higher interest rates than most other investment options.<\/li>\n\n\n\n<li>Flexibility: You can choose the tenure of your deposit, from 30 days to 10 years.<\/li>\n\n\n\n<li>Liquidity: KSFE Fixed Deposits are very liquid, which means that you can easily redeem them before maturity.<\/li>\n<\/ul>\n\n\n\n<p>If you are looking for a safe, secure, and profitable investment option, then KSFE Fixed Deposits can be a good option for you.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>KSFE Fixed Deposit is a financial instrument offered by Kerala State Financial Enterprises Limited (KSFE). It is a safe and secure investment option that offers a higher interest rate than most other investment options. The following are the key features of KSFE Fixed Deposits: The current interest rates for KSFE Fixed Deposits are as follows: [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-33","post","type-post","status-publish","format-standard","hentry","category-uncategorized","entry"],"jetpack_featured_media_url":"","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.zonkerala.com\/blog\/wp-json\/wp\/v2\/posts\/33","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.zonkerala.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.zonkerala.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.zonkerala.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.zonkerala.com\/blog\/wp-json\/wp\/v2\/comments?post=33"}],"version-history":[{"count":1,"href":"https:\/\/www.zonkerala.com\/blog\/wp-json\/wp\/v2\/posts\/33\/revisions"}],"predecessor-version":[{"id":34,"href":"https:\/\/www.zonkerala.com\/blog\/wp-json\/wp\/v2\/posts\/33\/revisions\/34"}],"wp:attachment":[{"href":"https:\/\/www.zonkerala.com\/blog\/wp-json\/wp\/v2\/media?parent=33"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.zonkerala.com\/blog\/wp-json\/wp\/v2\/categories?post=33"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.zonkerala.com\/blog\/wp-json\/wp\/v2\/tags?post=33"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}